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Software Engineer

Earnest

Earnest

Software Engineering
United States · Remote
USD 116,703-155,605 / year + Equity
Posted on Aug 22, 2025

Our mission is to make higher education accessible and affordable for everyone. We empower students with financial support and supercharge their ability to pay down their debt, so they can get on the right financial track, fast.

We build tools that help people feel in control of their financial future, including:

  • Private student loans - low rates, people-first service, and flexible payments.
  • Student loan refinancing - break free from high-interest rates or monthly payments.
  • Scholarships - access to thousands of scholarships to help students pay less.

Earnies are committed to helping students live their best lives, free from the stress of student debt. If you’re as passionate as we are about our mission, read more below, and let’s build something great together!

Title: Software Engineer
Duties: The Software Engineer at Earnest LLC in Oakland, CA will build the software that is
revolutionizing consumer lending, automating the loan approval process and orchestrating the
transfer of billions of dollars. Build customer software products and solutions using Kotlin, C#, and
SQL Server. Write unit and integration tests using C#, Kotlin, XUnit and Junit. Document technical
designs in Confluence using proven software design principles and diagrams. Troubleshoot, identify,
and fix defects through standard techniques such as debugging, profiling, logging, log analysis via
New Relic, tracing reproduction steps and using tools to replay user sessions. Monitor deployment of
code to Staging and, eventually, Production environments using Jenkins. Work with Quality
Engineer to address any issues found in testing. Attend and participate in various agile software
development process meetings such as daily standups, sprint reviews, sprint retrospectives, sprint
planning and software effort sizing. Document, decompose and size project stories in JIRA into
development tasks that developers can take ownership of and code per the stated acceptance criteria.
Review and provide critical feedback on Product Requirements Documents (PRDs), Epics, and
Stories written by Product Managers in JIRA. Provide coding feedback to other engineers using
Github or through pair programming. Onboard new engineers to the team by sharing best practices
and keeping team documentation up to date. Provide rotating on-call support for production
application software systems that comprise Earnest’s customer facing and internal lending systems.
Responsible for responding to system alerts, triaging the problem via Splunk log and dashboard
analysis, New Relic system and application monitors and AWS Cloudwatch monitors to determine
the severity and priority of the problem. Responsible for either fixing the problem or escalating to
other application support teams as appropriate. Position is 100% remote. Salary: $155,605 per year.
Requirements: Bachelor's degree in Computer Science, Information Technology, or a related field,
plus 3 years of experience as a software developer or related occupation. The 3 years of experience
must include 3 years of experience with each of the following: (1) server-side concepts; (2) Kotlin
and C#; (3) SQL Server; (4) AWS or similar cloud-based infrastructure; (5) Docker or other
container services; (6) writing unit and integration tests using C#, Kotlin, XUnit, and Junit; and (7)
debugging, profiling, logging, log analysis via New Relic, tracing reproduction steps, and using tools
to replay user sessions.

This notice is subject to Earnest LLC's employee referral program.

Interested candidates can apply online at www.earnest.com/careers [earnest.com] or send a
resume to directrecruiting@earnest.com and reference job code 062.

#LI-DNI #LI-NDI #LI-DNP

A little about our pay philosophy: We take pride in compensating our employees fairly and equitably. We are showcasing a range of your potential base salary based on the roles location. The successful candidate’s starting pay will also be determined based on job-related qualifications, internal compensation, candidate location and budget. This range may be modified in the future.

Pay Range
$116,703$155,605 USD

Earnest believes in enabling our employees to live their best lives. We offer a variety of perks and competitive benefits, including:

  • Health, Dental, & Vision benefits plus savings plans
  • Mac computers + work-from-home stipend to set up your home office
  • Monthly internet and phone reimbursement
  • Employee Stock Purchase Plan
  • Restricted Stock Units (RSUs)
  • 401(k) plan to help you save for retirement plus a company match
  • Robust tuition reimbursement program
  • $1,000 travel perk on each Earnie-versary to anywhere in the world
  • Competitive days of annual PTO
  • Competitive parental leave

What Makes an Earnie:

At Earnest, our people bring our cultural principles to life. These principles define how we work, how we win, and what we expect of ourselves and each other:

  • Every Second Counts: Speed is our competitive advantage. Our customers need better solutions, and the faster we execute, the greater our chance of success.
  • Choose To Do Hard Things: We win by tackling the hard things that others avoid, fueled by grit and resilience.
  • Pursue Excellence: Great companies, teams, and individuals never settle and are proud of the work that they do. What’s good enough today won’t be good enough tomorrow. Excellence isn’t a destination; it’s a mindset of continuous improvement.
  • Lead Together: Our success comes from how we work together. Leadership is not about titles—it is about action. We take ownership, drive results, and move forward as a team.
  • Don’t Take Yourself Too Seriously: We take our work seriously, not ourselves. The stakes are high, but a sense of humor keeps us grounded, creative, and resilient.

At Earnest, we are committed to building an environment where our employees feel included, valued, and heard. Our belief is that a strong commitment to diversity, inclusion, equity, and belonging enables us to move forward with our mission. We are dedicated to adding new perspectives to the team and encourage anyone to apply if your experience is close to what we are looking for.

Earnest provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion, sex, national origin, age, sexual orientation, gender identity, veteran status, disability or genetics. Qualified applicants with criminal histories will be considered for the position in a manner consistent with the Fair Chance Ordinance.