Earnest
earnest.comLocations
United States · San Francisco, CA, USA
industry
Finance · Lending and Investments
Size
201-1000 employees
Stage
Series C+
founded in
2013
Earnest offers low-interest student loan refinancing and personal loans, utilizing advanced technology to assess borrowers beyond just credit scores. Founded in 2013 and acquired by Navient Corp in 2017, Earnest has grown significantly, distributing nearly $2B in loans and maintaining a $500M loan portfolio. The company operates across 45 states and the District of Columbia, providing a user-friendly online platform for managing loans. Earnest is recognized for its innovation in the financial services sector, making loans accessible to financially responsible individuals.
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