Lead the credit management function to minimize financial risk and optimize working capital through effective customer credit evaluation, collections management, and accounts receivable oversight.

Key Responsibilities

• Develop and implement credit policies, procedures, and risk assessment frameworks

• Lead credit analysis and establish credit limits for customers

• Oversee accounts receivable portfolio and collections processes

• Collaborate with Sales, Finance, and Legal teams on credit-related matters

• Generate and analyze credit performance reports and KPIs

• Resolve complex customer credit issues and disputes

Required Qualifications

Education

• Bachelor's degree in Finance, Accounting, Business Administration, or related field

Experience

• 7+ years of credit management experience

• Healthcare/pharmaceutical industry experience preferred

Skills & Competencies

Technical Skills

• Advanced financial analysis and risk assessment

• Expert knowledge of credit management systems

• Strong proficiency in MS Office, especially Excel

• Understanding of relevant regulations and compliance requirements

Leadership Skills

• Strategic thinking and decision-making

• Stakeholder relationship management

• Problem-solving and negotiation

Working Conditions

• Full-time position

• Office-based with hybrid work options

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